Cherry and CareCredit work whether you’re visiting us in-person or shopping online. Prefer Affirm, Afterpay, or Klarna? Those are perfect for in-clinic services—and Affirm can also be used when you buy products online.
Fast approval – usually within seconds in your app.
No hidden costs from us – any interest or fees are set by the payment provider.
Simple process – just tell us at checkout which provider you’d like to use.
Terms and eligibility are set by each provider and may change. This chart is for general education—always review the offer shown in your app before you accept.
Feature | Affirm | Klarna | Afterpay | Cherry | CareCredit |
---|---|---|---|---|---|
Common pay-in plans | Pay in 4; monthly plans | Pay in 4; monthly plans | Pay in 4; some monthly options | Monthly plans (varies by approval) | Variety of promotional and extended plans |
Interest | Varies by plan; some 0% promos | Varies by plan; some 0% promos | Typically 0% for Pay-in-4 | Some plans interest-free; others may have interest | Promos may be interest-free; standard APR applies otherwise |
Late fees | May apply; see provider terms | May apply; see provider terms | May apply; see provider terms | May apply; see provider terms | May apply; see provider terms |
Credit check | May check credit | May check credit | May check credit | Soft pull for pre-qualification | Hard or soft pull depending on plan |
Minimum purchase | Varies | Varies | Varies | Varies | Varies |
How to use in our clinic | Open Affirm app → approve → we process | Open Klarna app → approve → we process | Open Afterpay app → approve → we process | Apply online or in-clinic → get approval → we process | Apply online or in-clinic → get approval → we process |
Note: This information is for educational purposes only. Final terms will be shown in your app during checkout.
At checkout, tell us you’d like to pay with Cherry, CareCredit, Affirm, Afterpay, or Klarna.
Fast approval – usually within seconds in your app.
Open the app on your phone and follow the prompts to approve the purchase.
We’ll process the payment in our system. Your first payment (if applicable) will be made directly through your app today.
No — currently available in-person only.
It depends on the provider and plan. Review the terms in your app before accepting.
Some plans are interest-free, others may have fees or interest — set by the provider, not us.
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